TheLiveBigWay® Digest – The Folly of Prediction

Employee Stock Options: Simplified

Chances are you have had stock options at one point or another or know someone who has. The term ‘stock options’ refers to company stock incentives offered to company employees. The stock incentives may come in many different shapes and sizes but most basically, stock options grant the employee the right to purchase a certain number of company stock shares at a certain price on a certain date. If the company’s stock price increases, the employee’s options are worth more and, thus, the employee is incentivized to help the company continue to grow. Here we’ll explore two of the most common forms of stock options and their main differences. Read on to learn more about the basics of Incentive Stock Options (ISOs) and Non-Qualified Stock Options (NQSOs).

In Case You Missed It: The Coming Bear Market

“The Coming Bear Market” is the title of a recent article by economist Robert Shiller in which he discusses current economic and market conditions in the U.S. and compares them to prior times when markets declined. Shiller is notable for having published a book titled “Irrational Exuberance” in which he “predicted” the Great Recession, and he seems to have been predicting another one ever since. One thing that’s important to remember is that someone is always predicting bad things for the economy, but the reality of the markets is much messier. Read on for our thoughts on “the coming bear market”.

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Yeske Buie in the Media: CNBC Small Business Survey 

According to a CNBC survey, taxes are currently at the top of the list of critical issues for small businesses. This finding does not come as a surprise, especially considering the current Administration’s proposed tax reform changes. In a recent CNBC article on the topic of tax reform, Dave shared his thoughts with reporter Elaine Pofeldt, offering a perspective from a professional who works with small business owners and as a small business owner himself. Read on to see the thoughts Dave shared and the rest of the CNBC article.

The Health Insurance Marketplace

While the future of the Affordable Care Act is unclear, the health insurance marketplace is still available for 2018 coverage and the open enrollment window officially opened on November 1st. The deadline for enrollment is December 15th. Those intending to enroll are encouraged to start the process early this year, as the enrollment website will be off line every Sunday from 12:00am to 12:00pm and navigating the site may be more difficult than past years due to budget cuts. With this in mind, we offer a quick guide to the insurance marketplace to help you learn more about enrollment, potential savings, picking a plan and more.

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Where in the World is the Live Big^® Glass?

Our Live Big glass has spent some time in Europe over the past few weeks; sailing in the Aeolian Islands, exploring wine country in Southern Styria, and taking in mountain views in Norway. Each photo is unique and reflects how different individuals embody Live Big – and that’s exactly the beauty of Live Big! At Yeske Buie, we believe everyone is entitled to a limitless vision for their life, whether that means a trip to Europe, an evening at home with family, or otherwise. We look forward to seeing and hearing more unique depictions of how you Live Big.