Shop Smart

Shop Smart

Black Friday, Woman holding many shopping bags while walking in the shopping mall background.

According to the National Retail Federation, more than 165 million people are expected to shop the sales this weekend. With the explosion of retail emails, TV commercials, and paper ads that will inevitably catch your eye this weekend, it can be easy to overspend and get caught up in “deals” that break your budget rather than save you money. With this in mind, we share five tips to help you shop smart and keep things in perspective when pulling out the credit cards this holiday season – after all, there’s nothing wrong with enjoying a good sale from time to time.


  • And Stick to It!




  • Consider Gifts with Long-Term Value
    • While some loved ones are easy to shop for, it can feel impossible to find the right gift for those who say they already have everything they need. When this is the case, consider allocating those funds to things with long-term value, like helping someone pay down their student loan, making a deposit into a child’s college fund, or donating to someone’s favorite charity.


Bottom line: Don’t blow your budget, have fun, and be safe! And don’t hesitate to contact us if you’d like to talk with us about shopping smart this holiday season.