TheLiveBigWay® Digest – A Conscious Culture

Credit can be considered a friend or foe – when used responsibly you can build trustworthiness with lenders to receive more favorable outcomes when shopping for a mortgage, car loan, or even a job. When used irresponsibly, however, you run the risk of damaging your financial future. Establishing wise and sustainable habits is key to creating and maintaining a good credit score. Today, we offer four rules of thumb for using credit responsibly.

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The 2016 Trends in Investing Survey

Earlier this month, the Financial Planning Association^®, Journal of Financial Planning, and FPA Research and Practice Institute^TM released a report on the 2016 Trends in Investing. As Practitioner Editor of the Journal of Financial Planning, Dave Yeske spoke with Michelle Zhou, contributor for FinancialPlanning.com, about the results. Read on for Dave’s thoughts and more information on the survey results.

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Yeske Buie Retreat: Refining and Realigning

Last week, the Yeske Buie team gathered for our semi-annual staff retreat in Hume, Virginia. The team spent the retreat working on refining our communication and ensuring total alignment of our actions and our values that we brought to life at our last retreat. This year, we worked to sow these ‘seeds’ so that they may continue to grow our culture and guide how we approach our work for our Clients. Read on for more about the exercises we completed and see pictures from our week in rural Virginia.

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IMPORTANT: Changes to Schwab’s Statement Schedule

Starting with July 2016 statements (which would be received in August), Schwab will send monthly statements only for accounts with qualifying activity and accounts that do not have qualifying activity will receive statements on a quarterly basis. Schwab defines qualifying activity as transactions including deposits, withdrawals, trades, and stock dividend distributions and re-investments.

Yeske Buie, however, will continue to post monthly reports to your Client Private Page^® where you can access your account balances and performance information. If you would like to continue to receive monthly Schwab statements regardless of qualifying activity, please contact our Client Support Team and she will contact our service team to make the request. Learn more about this change on our website and feel free to contact us with any questions.

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Tax Return Request

We have requested to receive a copy of your 2015 Federal and State returns to help us better serve you throughout the year. We are best able to perform tax related analysis with your most current tax return. If you are unable to send the entire document due to it’s length, please send the 1040 and all Schedules. You may send the documents to us using any of the methods described here.