TheLiveBigWay® Digest: The Right Time

When is the right time to buy a house? In our view, it isn’t about timing mortgage rates and home values as they’re almost impossible to predict. And it’s not about whether or not a bank will give you a loan. The right time to buy a home is when you can truly afford it. Which leads us to our next question – how will you know if you can truly afford to purchase a home? Here’s five questions to consider as you seek to answer that question.

The SECURE Act 2.0 includes over 100 changes that could affect you and your loved ones. We aim to bring your awareness to the biggest changes including RMD age delays, catch-up contribution increases, Roth updates, 401(k) automatic enrollment, and more in this short video featuring Lauren Stansell. We think you’ll find that Lauren does a wonderful job of adding some color to the black and white bill.

Our team of experts went live this week to share the latest version of our story about what’s going on in the world and how the world works. Our discussion included commentary on portfolio performance in 2022, changes in emerging markets, the value premium, inflation and interest rates in 2023, and labor markets, among other things. A recording is available here and please don’t hesitate to reach out with any questions – we’d love to keep the conversation going!

As you begin collecting your tax documents to prepare your 2022 tax returns, we’d like to offer a few notes about tax information for your Yeske Buie accounts.

• On the Tax Reports page of your Client Private Page, you will find reports for your taxable accounts (for planning purposes only) and transaction reports for your IRA(s).
• Please refer to your Schwab 1099 for dividends, interest, and capital gains in your taxable account(s), and your 1099-R for any distributions from your IRA(s) to complete your tax return. Schwab will be posting 1099s for your accounts throughout the month of February. We’ll keep you updated on timing, access instructions, and more throughout the month.