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Every Tuesday Stock options, once the province of the corner-office crowd, are becoming as common as paid vacations at many companies. Midlevel workers are going home at night with a fistful of stock options and a head full of dreams. But before you get carried…

By TIM TOWNSEND Staff Reporter of THE WALL STREET JOURNAL Maybe you’re a procrastinator, or maybe you just worry about money. Either way, you have that uneasy feeling that, with the end of the year looming, you should be doing something about your finances. Well,…