We hope your year is off to a good start and that you’re making good progress toward your goals for 2012 as we enter the third month of the year. In the interest of progress and efficiency, we wanted to share a few housekeeping items…
Janet Kidd Stewart, writing in the Chicago Tribune on the question of whether it makes sense to roll your old 401(k) to an IRA, thus avoiding plan administration fees, observes that such benefits must be balanced against loss of access to the low-cost institutional-class mutual fund shares…
We have lately noticed the growing ubiquity of a British government poster produced in 1939 at the beginning of World War II that advises the reader to “Keep Calm and Carry On.” The poster was intended to boost public morale in the face of the many risks of war,…
We wanted to share a Consumer Reports article with you that was made possible in no small part by the Yeske Buie Financial Planning Team. The article, titled “Where to Put Your Money,” appeared in the February issue of the magazine and a copy of…
We thought it was time to check in with another edition of the Live Big Digest to brighten your day. The title of this issue of the LBD is inspired by a recent New Yorker article by Wisdom of Crowds author James Surowiecki called “Year of the…
When we examine sources of risk and return in the market, we conclude, among other things, that there is no systematic return associated with geographic allocation. One of the practical results of this conclusion is that we always aim to be “geographically neutral” when assembling a global portfolio. …
In answering a question on CNN Money as to whether college funds accumulated for an eighth-grader should be moved to a 529 plan, Dave offers the following perspective: Another plus, as San Francisco financial planner Dave Yeske points out, is that 34 states currently allow…
Join us for a review of economic and market conditions in 2011 and a discussion of the implications for global investors in 2012 and beyond. This 23 minute presentation covers the following topics: Global stock market performance in 2011 Economic conditions in the US and the Eurozone…
The San Francisco Chronicle’s Kathleen Pender offers up advice for financial planning in the new year. Kathleen quotes Dave on the value of harvesting capital gains ahead of a scheduled rise from 15% to as much as 23.8%. Consider harvesting capital gains. With tax rates…
Dave was quoted in a recent article by Dow Jones writer Daisy Maxey devoted to the virtues of preserving short-term losses for use in offsetting short-term gains (as opposed to “wasting” them offsetting long-term gains). Dave’s comments were more focused on the possibility of harvesting all embedded…